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About Mozrt™
Modern Finance, Built on Trust
Finance has always been about trust. Today, it’s also about speed, experience, and global reach. Mozrt exists at the intersection of these demands.
We provide modern financial infrastructure that lets banks, credit unions, and fintechs move at the pace of today’s economy—without compromising regulation, security, or control. Institutions don’t have to choose between stability and innovation. With the right foundation, they can have both.
Mozrt was founded on a simple truth: most people don’t want to leave their bank—they’re pushed to.
Fintechs reshaped expectations for payments, experience, and global financial access, moving quickly, removing friction, and delivering what customers wanted. In doing so, they exposed gaps in traditional banking technology.
The real issue wasn’t trust—it was infrastructure. Banks and credit unions hold customer confidence, regulatory authority, and full financial services—but lacked modern infrastructure to deliver these services in line with contemporary expectations. Mozrt was built to close that gap.
Founded in 2019 by Jeff Althaus (originally as WireFX), Mozrt began with a mission to make international payments faster, cheaper, and more secure for financial institutions constrained by legacy systems. Early work revealed a broader need: institutions required real-time rails, embedded compliance, flexible approvals, intuitive UX, and support for fintech partners and digital brands—all without rebuilding core systems.
Mozrt evolved into a unified, API-first platform, modernizing financial services from the inside out. Today, we support regulated financial institutions and fintechs alike, providing the connective tissue that enables them to operate, scale, and compete in a rapidly evolving financial landscape.
Our Story
Our Technology
Mozrt delivers modern financial infrastructure that integrates seamlessly with existing systems while unlocking new capabilities. Our platform supports:
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Domestic and international payments
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Real-time payment rails and settlement
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Multi-currency accounts and real-time FX
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Digital account opening for individuals and businesses
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Embedded KYC and KYB workflows
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Automated funding and settlement
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Transaction monitoring and compliance automation
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Fraud detection and sanctions screening
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Payment monitoring and approval workflows
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Virtual Financial Institutions (VFIs) and white-labeled banking experiences
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API-first integration for fintechs and technology partners
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Modern UX/UI for both internal teams and end users
At the core is Mozrt Core, an always-on, real-time, API-first banking engine connecting regulated infrastructure with modern financial experiences. Whether enabling a bank to modernize or a fintech to launch new products, Mozrt provides the rails that make it possible.
Who We Serve
Mozrt supports an ecosystem, not just a single audience:
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Banks and credit unions seeking modernization, customer retention, expanded offerings, and competitiveness without sacrificing trust or compliance.
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Fintechs and tech-forward companies needing secure, compliant access to banking infrastructure to bring innovative financial products to market.
By serving both, Mozrt creates a more connected, efficient, and resilient financial system, where innovation happens within the rails, not outside them.
Our Name
Mozrt is inspired by Wolfgang Amadeus Mozart, reflecting how we approach financial technology. Like great music, systems should be intentional, balanced, and precise. Every component has a purpose. Nothing exists by accident.
We create harmony between traditional finance and modern technology, orchestrating banking infrastructure, payments, compliance, and user experience into a cohesive, elegant, and powerful system. This isn’t disruption for disruption’s sake—it’s thoughtful orchestration at scale.
Our Values
The Art of the Possible
We dream big, exploring innovative solutions beyond traditional boundaries.
Crescendo of Curiosity
We lead projects with patience, harmonizing diverse elements for success
Humble Harmony
We gather and analyze data continuously to make sound decisions and track success.
Dynamic Adaptability
We actively understand the perspectives and needs of partners, clients, and teammates.
Echoes of Listening
Collaboration and respect guide how we work, setting ego aside.
Symphony of Speed
Efficiency and precision drive our efforts in a fast-paced world.
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Our Founder
Jeff Althaus
founded Mozrt after decades across banking, global payments, high-growth technology, and fintech innovation. Witnessing trillions of dollars move on decades-old systems, Jeff recognized the challenge of modernization—especially for smaller and mid-sized institutions.
Mozrt reflects his vision: modern infrastructure built with discipline, regulatory understanding, and technological insight, enabling institutions to innovate without abandoning what works.
Our Vision
The future of finance isn’t fintech versus banks. It’s institutions that modernize versus those that don’t.
Mozrt equips financial institutions and fintechs with API-first technology, embedded compliance, and modern UX to build a system that’s faster, safer, and more connected than ever.
We’re not here to replace the financial system—we’re here to elevate it.